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What You Can Do Right Now
Information is great. But taking small steps now can lead to big changes.
- Today
- Get your credit reports.
- Review your credit reports.
- Circle or highlight any errors on your credit reports.
- Next Week
- File a dispute for errors you have found with the credit-reporting agency.
- Consider filing a dispute with the information furnisher, too.
- During the Next Few Months
- Remember, the credit-reporting agency should investigate your dispute within 30 days. Keep track of this on a calendar.
- If they find your dispute is valid, check to make sure this change in made in ALL of your credit reports.
- Use the tool for Improving Your Credit Scores if this is one of your goals.
- Consider getting a credit score to track your progress.
