Information is great. But taking small steps now can lead to big changes.
Today
Know your banking history. Take steps to check and correct information in your file. This can remove an obstacle to opening an account at a bank or credit union.
Check your credit reports. Be sure to file a dispute if you find incomplete or incorrect information in your reports.
Next Week
Get the identification required to open an account at a bank or credit union.
Use the account to begin saving for emergencies or unplanned expenses.
In the Next Few Months
Explore the credit/borrowing options at your bank or credit union that could help you avoid alternative financial services.