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What You Can Do Right Now

Information is great. But taking small steps now can lead to big changes.
  • Today
  • Know your banking history. Take steps to check and correct information in your file. This can remove an obstacle to opening an account at a bank or credit union.
  • Check your credit reports. Be sure to file a dispute if you find incomplete or incorrect information in your reports.
  • Next Week
  • Get the identification required to open an account at a bank or credit union.
  • Use the account to begin saving for emergencies or unplanned expenses.
  • In the Next Few Months
  • Explore the credit/borrowing options at your bank or credit union that could help you avoid alternative financial services.