Information is great. But taking small steps now can lead to big changes.
Today
Set a goal. You may have a goal of reducing all of your debt or of getting rid of one debt in particular. Just remember to make your goal SMART.
Write down your goal and put it somewhere that you can see everyday.
Next Week
Make a list of your current debts. In order to get rid of your debt, you need an accurate and complete list of the debt you have. You may need to get a copy of each of your 3 credit reports from Equifax, Experian, and TransUnion.
During the Next Few Months
Make a plan and stick with it. Each month you will be getting closer to your goal of reducing or getting rid of your debt. Like any challenging goal,
