Information is great. But taking small steps now can lead to big changes.
Today
Are you getting ready to apply for credit? Read "Who Uses Your Credit Reports and Scores" to understand how your credit report and scores will be used.
Get your credit report.
Next Week
Review your credit report.
If necessary, visit a nonprofit credit counseling agency for help.
Make a plan to improve your credit.
During The Next Few Months
Keeping working your plan. Building or rebuilding credit takes time, but small changes each day and month can make a big difference.
Get some support. Change takes time and having some tips, tools, and people in your corner may help keep you motivated!