Information is great. But taking small steps now can lead to big changes.
Today
Check your credit reports once a year to make sure there are no errors. Go to annualcreditreport.com to access your credit reports from Equifax, Experian and Trans Union.
Next Week
Make a plan for strengthening your credit report. Use our tool “Building Your Credit” to guide your through some alternatives.
If you have no credit history use our tool “Building a Non-Traditional Credit Report” to demonstrate your good track record in paying your bills. Make sure that your prospective lender will accept these documents.
In the Next Few Months
After you have set upon the path to strengthening your credit report, continue paying your debts on time and keeping credit card balances well below 25% of your limit.
