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What you can do right now

Information is great. But taking small steps now can lead to big changes.
  • Today
  • Set a goal and put it somewhere that you can see it every day. This will help keep you focused.
  • Next Week
  • Make a list of your current debts. In order to get rid of your debt, you need an accurate and complete list of the debt you have. You may need to get a copy of each of your 3 credit reports from Equifax, Experian, and TransUnion.
  • During the Next Few Months
  • Make a plan and stick with it. Each month you will be getting closer to your goal of reducing or getting rid of your debt.
  • If you experience setbacks, get back on track.