Information is great. But taking small steps now can lead to big changes.
Today
Set a goal and put it somewhere that you can see it every day. This will help keep you focused.
Next Week
Make a list of your current debts. In order to get rid of your debt, you need an accurate and complete list of the debt you have. You may need to get a copy of each of your 3 credit reports from Equifax, Experian, and TransUnion.
During the Next Few Months
Make a plan and stick with it. Each month you will be getting closer to your goal of reducing or getting rid of your debt.