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What You Can Do Right Now

Information is great. But taking small steps now can lead to big changes.
  • Today
  • Discuss your financial hopes and dreams as well as your money personality.
  • Use the Money Harmony quiz to uncover what your true take on money is.
  • Next Week
  • After you have shared your feelings share the facts. Complete our worksheet “Personal Balance Sheet” to find out what your net worth is. Then share it with your significant other. While you’re at it access your credit reports at
  • Decide where to move. Are you looking for an apartment? Use the tool “Can We Afford this Apartment?” to determine which apartment will be best for you. Are you thinking of purchasing a home? Use the tool “Can We Afford this House?” to consider the variables that will influence the price of home that you will be able to buy.
  • If one of you already owns a home, should you decide on a fresh start and move? Use the tool “Stay or Move--Which is the best financial move for us?” to help you decide which path to take.
  • In the Next Few Months
  • Entering into a new household means a new set of monthly expenses on top of your current debt obligations. Use the “Cash Flow Budget Template” to get a clearer picture of your income and spending.