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What You Can Do Right Now

Information is great. But taking small steps now can lead to big changes.
  • Today
  • Decide to set up an emergency fund. Emergencies happen to everyone and they often come with a cost.
  • Set a goal for your emergency fund. Remember, $500 can make a big difference. You can save $500 in a year by setting aside $10 per week.
  • Next Week
  • Find a safe and secure option for putting the money saved in your emergency fund.
  • Consider additional savings options, such as Flexible Spending Accounts, that could be helpful in emergencies.
  • During the Next Few Months
  • Keep saving.
  • Once you reach $500 in your emergency fund, consider adding another $500 to it. The more you can put into your emergency fund, the less you will have to borrow and pay back. And, often this borrowed money comes with additional costs like fees, interest, and stress.