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What You Can Do Right Now

Information is great. But taking small steps now can lead to big changes.
  • Today
  • Begin to plan for a family by getting a handle on your financial life. Use our tool “Cash Flow Budget Template” to track your income and spending for a number of months to get a better understanding of your financial situation.
  • Next Week
  • Think about how your life might change once a baby arrives with regards to your work hours (and need for child care), housing and transportation.
  • Use our SMART Goals Worksheet to develop a savings plan to build up a cash reserve related to these three household expenses.
  • In the Next Few Months
  • If times get tight and you're not sure how you might pay your bills, public benefits are available that protect families with children. Use our tool “Common Public Benefits” to learn more.