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Information is great. But taking small steps now can lead to big changes.
  • Today
  • Put together a cash flow budget to better understand where your money goes each month.
  • Review the list of bills you pay each month. Are there any that can be reduced or eliminated?
  • Next Week
  • Contact your billers to find out if they have suggestions for reducing your rates. Don’t be afraid to ask questions.
  • In the Next Few Months
  • Revise your cash flow budget to reflect the new cost of your monthly expenses.
  • If you have created savings, decide how you will use it. Maybe to pay down debt or start an emergency savings fund?