Phil Baldwin is President and Chief Executive Officer of Citizens Bank, a community bank located in rural Arkansas. He is a nationally recognized leader in rural community and economic development with a personal focus of reducing unemployment and poverty by improving education.
Prior to joining Citizens Bank, Mr. Baldwin served as chief executive of CredAbility, a national nonprofit credit counseling agency based in Atlanta, Georgia and as chief executive of Southern Bancorp, the nation’s largest rural development bank.
Mr. Baldwin is a dedicated community leader at both the local and national level with board service including the Winthrop Rockefeller Foundation, Emory University Board of Visitors, Aeris and the Federal Reserve Bank of St. Louis.
In 2010, Baldwin was named one of the top five social entrepreneurs in the United States by Bloomberg-Business Week magazine and received the Critical Impact Award from the Council of Foundations for outstanding community development programs and initiatives.
Mr. Baldwin began his career in the banking services group of Ernst & Young, is a certified public accountant and a member of the American Institute of Certified Public Accountants.